Trusting technology too much and turning off your own judgment — like assuming a robo-advisor's choices are always right without checking.

• A. Long-Term Investing
• B. Automation Bias
• C. Emotional Investing
• D. Yield

Answer: (B)

The main idea being tested is automation bias—the tendency to rely too heavily on automated tools and assume their recommendations are always correct without checking them yourself. In investing, robo-advisors use algorithms to suggest portfolios based on your goals and risk tolerance. While this can be efficient, it’s not foolproof. If you accept the robo-advisor’s choices without review, you might miss mismatches to your actual needs, misunderstand risk, or overlook changes in your situation or market conditions. Staying engaged, understanding why a recommendation was made, and periodically reviewing the portfolio helps ensure the automated advice stays aligned with your goals. Yield and long-term investing describe outcomes or strategies, while emotional investing refers to decisions driven by feelings rather than automation itself, so they don’t capture the idea of over-reliance on automated tools.